Via RNS I came across this interesting site describing the realities of a real SHTF scenario. Allegedly (well, unless you know the guy in person, he could be some bored teen making it up) the guy's from the Balkans and survived the meltdown there in the '90s. Might be worth perusing for ideas; it'd be nice if someone trustworthy could confirm the validity of Selco's story. Like Reagan said, "Trust, but verify."
Anyway, the post of interest was regarding gold/silver when SHTF. His point was that nobody'd take such things because people were scrambling for food and needed useful items, not inert metals. Further, having such items would make you a target. He makes the interesting suggestion of buying cheap gold jewelry for wampum, and when making trades play it off as being that you're down to bartering the family jewels, i.e. there ain't any more left where that comes from.
I'd counter that if you have a core of self-sufficient people with a diverse skill-set, who don't really need food/water, the money is a way of keeping the non-essentials on an even basis. It's hard to predict, so it may be wise to hedge one's bets.
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