FEMA has a map service that lists areas at-risk for flooding, which should be checked prior to acquiring property.
Subdivision of property seems to entail: verifying the abstract to verify the absence of encumbrances (judgments, liens, back taxes, etc.), researching subdivision requirements and zoning, having the property surveyed, and filing the plats at the county records office. Depending on the area, utilities to each lot may need to be provided. One would need to involve a title abstract service, surveyor, the county records office, and potentially a civil engineer. Then there's reading up on local laws and news, attending county meetings, and talking to people in the area.
Fillmore County has some property records online, as well as zoning ordinances.
Winona County also has property records online. Apparently they're called "GIS".
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